MYEG
Foreign Workers & Maids Insurance Policy
Arranged
by ACPG Management Sdn Bhd Malaysia Largest General Insurance Risk Management
Solution Provider since year 1989.
ACPG
Careline +603-92863323, +6011-12239838
enquiry@acpgconsultant.com
www.acpgconsultant.com www.facebook.com/acpg.management
MYEG
Foreign Workers & Maids Insurance Policy
MYEG
Insurans Jaminan Pekerja Asing (FWIG)
MYEG
Skim Pampasan Pekerja Asing (FWCS)
MYEG
Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)
MYEG
Skim Insurans Pembantu Rumah
MYEG
Foreign Worker Insurance Guarantee (FWIG)
MYEG
Foreign Worker Compensation Scheme (FWCS)
MYEG
Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
MYEG
Domestic Servant Insurance Scheme (DSIS)
MYEG
Maids Insurance Scheme (MIS)
MYEG
Foreign Worker Insurance Benefits of Coverage -
Repatriation
Expenses -
Personal
Accident Insurance -
Disease
Death -
Permanent
Partial / Total Disablement -
Temporary
Disablement -
Accidental Medical Expenses -
Hospital
& Surgical Medical Expenses -
Weekly
Income Benefits -
ICU
/ Ambulance Fees / Medical Report Fees
Malaysia
Insurance Services, Malaysia General Insurance, Malaysia Commercial Insurance,
Malaysia Medical Insurance
Arranged
by ACPG Management Sdn Bhd
Malaysia
Largest General Insurance Risk Management Solution Provider since year
1989.
ACPG
Careline +603-92863323
enquiry@acpgconsultant.com
www.acpgconsultant.comwww.facebook.com/acpg.management
In
Malaysia, foreign workers are employed in the sectors of manufacturing,
construction, plantation, agricultural, services and domestic help such as
restaurant, cleaning services, cargo handling, launderette, golf course caddy,
barber, wholesale and retail, textile, metal scraps and recycle activities,
welfare homes and hotels.
Foreign
Workers Insurance Guarantee (FWIG)
Foreign
Workers Insurance Guarantee (FWIG) is a guarantee required by the Malaysian
Immigration Department from employers as a security deposit for the employment
of foreign workers in Malaysia.
FWIG
guarantees to cover repatriation expenses in the event where your foreign
worker is required by the authorities to be sent back to his country origin
during his stay in Malaysia.
Duration
of cover set by the Immigration Department is eighteen (18) months.
A
new FWIG is required upon renewing the foreign workers permit. The total
premium payable varies depending on the nationality of the foreign worker and
ACPG insurer underwriting requirements.
Foreign
Workers Compensation Scheme (FWCS)
The
Foreign Workers Compensation Scheme (FWCS) protects the welfare and interests
of foreign workers in Malaysia.
The
scheme pays the compensation benefits to a foreign worker with valid employment
document for injuries sustained or death due to an accident arising out of or
during his course of employment.
Under
Section 26 of the Workmen’s Compensation (Amendment) Act 1996, it is mandatory
for Employers to insure all their foreign workers under the FWCS.
Coverage:
Accidental
death: RM25,000 (working hours) or RM23,000 (off working hours)
Permanent
disablement: Up to RM23,000 (working hours) or RM23,000 (off working hours)
Temporary
loss of income due to temporary disablement
Hospitalisation
& medical expenses: Up to RM750
Repatriation
due to death or permanent disablement: RM4,800
Foreign
Workers Hospitalization and Surgical (FWHS or SKHPPA)
The
Foreign Workers Hospitalisation and Surgical (FWCS or SKHPPA) is specially
designed in view of increasing hospital and surgical costs and to reduce the
financial burdens of employers of foreign workers in Malaysia in the event of
hospital admission of their foreign workers due to an accident or illness.
FWCS/SKHPPA
allows foreign workers a cashless admission into government hospitals under a
Third (3rd) Class Room and Board basis but exception is given to cases which
require emergency treatment at private hospitals.
Coverage:
Daily
hospital room & board: Up to 30 days; Up to RM160 per day
Intensive
Care Unit (ICU): Up to 15 days
Hospital
supplies and services, operating theatre, surgical fees, anaesthetist fees,
ambulance fees / medical report fees
In-hospital
physician visits: Up to 30 days
In-hospital
specialist consultation visits: Up to 30 days
Maximum
overall annual limit: RM20,000
MYEG
MSIG Foreign Workers & Maids Insurance Policy
MYEG
MSIG Foreign Worker Insurance Guarantee (FWIG)
MYEG
MSIG Foreign Worker Compensation Scheme (FWCS)
MYEG
MSIG Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
MYEG
MSIG Domestic Servant Insurance Scheme (DSIS)
MYEG
MSIG Maids Insurance Scheme (MIS)
MYEG
AXA Foreign Workers & Maids Insurance Policy
MYEG
AXA Foreign Worker Insurance Guarantee (FWIG)
MYEG
AXA Foreign Worker Compensation Scheme (FWCS)
MYEG
AXA Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
MYEG
AXA Domestic Servant Insurance Scheme (DSIS)
MYEG
AXA Maids Insurance Scheme (MIS)
MYEG
AIG Foreign Workers & Maids Insurance Policy
MYEG
AIG Foreign Worker Insurance Guarantee (FWIG)
MYEG
AIG Foreign Worker Compensation Scheme (FWCS)
MYEG
AIG Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
MYEG
AIG Domestic Servant Insurance Scheme (DSIS)
MYEG
AIG Maids Insurance Scheme (MIS)
MYEG
ALLIANZ Foreign Workers & Maids Insurance Policy
MYEG
ALLIANZ Foreign Worker Insurance Guarantee (FWIG)
MYEG
ALLIANZ Foreign Worker Compensation Scheme (FWCS)
MYEG
ALLIANZ Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
MYEG
ALLIANZ Domestic Servant Insurance Scheme (DSIS)
MYEG
ALLIANZ Maids Insurance Scheme (MIS)
MYEG
LONPAC Foreign Workers & Maids Insurance Policy
MYEG
LONPAC Foreign Worker Compensation Scheme (FWCS)
MYEG
LONPAC Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
MYEG
LONPAC Domestic Servant Insurance Scheme (DSIS)
MYEG
LONPAC Maids Insurance Scheme (MIS)
MYEG
KURNIA Foreign Workers & Maids Insurance Policy
MYEG
KURNIA Foreign Worker Insurance Guarantee (FWIG)
MYEG
KURNIA Foreign Worker Compensation Scheme (FWCS)
MYEG
KURNIA Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
MYEG
KURNIA Domestic Servant Insurance Scheme (DSIS)
MYEG
KURNIA Maids Insurance Scheme (MIS)
MYEG
TOKIO MARINE Foreign Workers & Maids Insurance Policy
MYEG
TOKIO MARINE Foreign Worker Insurance Guarantee (FWIG)
MYEG
TOKIO MARINE Foreign Worker Compensation Scheme (FWCS)
MYEG
TOKIO MARINE Foreign Worker Hospitalisation and Surgical Insurance Scheme
(SKHPPA)
MYEG
TOKIO MARINE Domestic Servant Insurance Scheme (DSIS)
MYEG
TOKIO MARINE Maids Insurance Scheme (MIS)
MYEG
PACIFIC Foreign Workers & Maids Insurance Policy
MYEG
PACIFIC Foreign Worker Insurance Guarantee (FWIG)
MYEG
PACIFIC Foreign Worker Compensation Scheme (FWCS)
MYEG
PACIFIC Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
MYEG
PACIFIC Domestic Servant Insurance Scheme (DSIS)
MYEG
PACIFIC Maids Insurance Scheme (MIS)
MYEG
TAKAFUL MALAYSIA Foreign Workers & Maids Insurance Policy
MYEG
TAKAFUL MALAYSIA Foreign Worker Compensation Scheme (FWCS)
MYEG
TAKAFUL MALAYSIA Foreign Worker Hospitalisation and Surgical Insurance Scheme
(SKHPPA)
MYEG
TAKAFUL MALAYSIA Domestic Servant Insurance Scheme (DSIS)
MYEG
TAKAFUL MALAYSIA Maids Insurance Scheme (MIS)
MYEG
AMGENERAL INSURANCE Foreign Workers & Maids Insurance Policy
MYEG
AMGENERAL INSURANCE Foreign Worker Insurance Guarantee (FWIG)
MYEG
AMGENERAL INSURANCE Foreign Worker Compensation Scheme (FWCS)
MYEG
AMGENERAL INSURANCE Foreign Worker Hospitalisation and Surgical Insurance
Scheme (SKHPPA) MYEG AMGENERAL INSURANCE Domestic Servant Insurance Scheme
(DSIS)
MYEG
AMGENERAL INSURANCE Maids Insurance Scheme (MIS)
MYEG
RHB INSURANCE Foreign Workers & Maids Insurance Policy
MYEG
RHB INSURANCE Foreign Worker Insurance Guarantee (FWIG)
MYEG
RHB INSURANCE Foreign Worker Compensation Scheme (FWCS)
MYEG
RHB INSURANCE Foreign Worker Hospitalisation and Surgical Insurance Scheme
(SKHPPA)
MYEG
RHB INSURANCE Domestic Servant Insurance Scheme (DSIS)
MYEG
RHB INSURANCE Maids Insurance Scheme (MIS)
MYEG
ETIQA TAKAFUL Foreign Workers & Maids Insurance Policy
MYEG
ETIQA TAKAFUL Foreign Worker Insurance Guarantee (FWIG)
MYEG
ETIQA TAKAFUL Foreign Worker Compensation Scheme (FWCS)
MYEG
ETIQA TAKAFUL Foreign Worker Hospitalisation and Surgical Insurance Scheme
(SKHPPA)
MYEG
ETIQA TAKAFUL Domestic Servant Insurance Scheme (DSIS)
MYEG
ETIQA TAKAFUL Maids Insurance Scheme (MIS)
MYEG
QBE INSURANCE Foreign Workers & Maids Insurance Policy
MYEG
QBE INSURANCE Foreign Worker Insurance Guarantee (FWIG)
MYEG
QBE INSURANCE Foreign Worker Compensation Scheme (FWCS)
MYEG
QBE INSURANCE Foreign Worker Hospitalisation and Surgical Insurance Scheme
(SKHPPA)
MYEG
QBE INSURANCE Domestic Servant Insurance Scheme (DSIS) MYEG QBE INSURANCE Maids
Insurance Scheme (MIS)
MYEG
UNI ASIA GENERAL INSURANCE Foreign Workers & Maids Insurance Policy
MYEG
UNI ASIA GENERAL INSURANCE Foreign Worker Insurance Guarantee (FWIG)
MYEG
UNI ASIA GENERAL INSURANCE Foreign Worker Compensation Scheme (FWCS)
MYEG
UNI ASIA GENERAL INSURANCE Foreign Worker Hospitalisation and Surgical
Insurance Scheme (SKHPPA) MYEG UNI ASIA GENERAL INSURANCE Domestic Servant
Insurance Scheme (DSIS)
MYEG
UNI ASIA GENERAL INSURANCE Maids Insurance Scheme (MIS)
MYEG
ZURICH Foreign Workers & Maids Insurance Policy
MYEG
ZURICH Foreign Worker Insurance Guarantee (FWIG)
MYEG
ZURICH Foreign Worker Compensation Scheme (FWCS)
MYEG
ZURICH Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
MYEG
ZURICH Domestic Servant Insurance Scheme (DSIS)
MYEG
ZURICH Maids Insurance Scheme (MIS)
MYEG
BERJAYA SOMPO INSURANCE Foreign Workers & Maids Insurance Policy
MYEG
BERJAYA SOMPO INSURANCE Foreign Worker Insurance Guarantee (FWIG)
MYEG
BERJAYA SOMPO INSURANCE Foreign Worker Compensation Scheme (FWCS)
MYEG
BERJAYA SOMPO INSURANCE Foreign Worker Hospitalisation and Surgical Insurance
Scheme (SKHPPA)
MYEG
BERJAYA SOMPO INSURANCE Domestic Servant Insurance Scheme (DSIS)
MYEG
BERJAYA SOMPO INSURANCE Maids Insurance Scheme (MIS)
MYEG
ACE JERNEH Foreign Workers & Maids Insurance Policy
MYEG
ACE JERNEH Foreign Worker Insurance Guarantee (FWIG)
MYEG
ACE JERNEH Foreign Worker Compensation Scheme (FWCS)
MYEG
ACE JERNEH Foreign Worker Hospitalisation and Surgical Insurance Scheme
(SKHPPA)
MYEG
ACE JERNEH Domestic Servant Insurance Scheme (DSIS)
MYEG
ACE JERNEH Maids Insurance Scheme (MIS)
MYEG
MSIG Insurans Jaminan Pekerja Asing (FWIG)
MYEG
MSIG Skim Pampasan Pekerja Asing (FWCS)
MYEG
MSIG Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)
MYEG
MSIG Skim Insurans Pembantu Rumah
MYEG
AXA Insurans Jaminan Pekerja Asing (FWIG)
MYEG
AXA Skim Pampasan Pekerja Asing (FWCS)
MYEG
AXA Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)
MYEG
AXA Skim Insurans Pembantu Rumah
MYEG
AIG Insurans Jaminan Pekerja Asing (FWIG)
MYEG
AIG Skim Pampasan Pekerja Asing (FWCS)
MYEG
AIG Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)
MYEG
AIG Skim Insurans Pembantu Rumah
MYEG
ALLIANZ Insurans Jaminan Pekerja Asing (FWIG)
MYEG
ALLIANZ Skim Pampasan Pekerja Asing (FWCS)
MYEG
ALLIANZ Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)
MYEG
ALLIANZ Skim Insurans Pembantu Rumah
MYEG
LONPAC Insurans Jaminan Pekerja Asing (FWIG)
MYEG
LONPAC Skim Pampasan Pekerja Asing (FWCS)
MYEG
LONPAC Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)
MYEG
LONPAC Skim Insurans Pembantu Rumah
MYEG
LONPAC Foreign Worker Insurance Guarantee (FWIG)
MYEG
KURNIA Insurans Jaminan Pekerja Asing (FWIG)
MYEG
KURNIA Skim Pampasan Pekerja Asing (FWCS)
MYEG
KURNIA Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)
MYEG
KURNIA Skim Insurans Pembantu Rumah
MYEG
TOKIO MARINE Insurans Jaminan Pekerja Asing (FWIG)
MYEG
TOKIO MARINE Skim Pampasan Pekerja Asing (FWCS)
MYEG
TOKIO MARINE Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)
MYEG
TOKIO MARINE Skim Insurans Pembantu Rumah
MYEG
PACIFIC Insurans Jaminan Pekerja Asing (FWIG)
MYEG
PACIFIC Skim Pampasan Pekerja Asing (FWCS)
MYEG
PACIFIC Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)
MYEG
PACIFIC Skim Insurans Pembantu Rumah
MYEG
TAKAFUL MALAYSIA Insurans Jaminan Pekerja Asing (FWIG)
MYEG
TAKAFUL MALAYSIA Skim Pampasan Pekerja Asing (FWCS)
MYEG
TAKAFUL MALAYSIA Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)
MYEG
TAKAFUL MALAYSIA Skim Insurans Pembantu Rumah
MYEG
TAKAFUL MALAYSIA Foreign Worker Insurance Guarantee (FWIG)
MYEG
AMGENERAL INSURANCE Insurans Jaminan Pekerja Asing (FWIG)
MYEG
AMGENERAL INSURANCE Skim Pampasan Pekerja Asing (FWCS)
MYEG
AMGENERAL INSURANCE Skim Kemasukan Hospital dan Pembedahan Pekerja Asing
(SKHPPA)
MYEG
AMGENERAL INSURANCE Skim Insurans Pembantu Rumah
MYEG
RHB INSURANCE Insurans Jaminan Pekerja Asing (FWIG)
MYEG
RHB INSURANCE Skim Pampasan Pekerja Asing (FWCS)
MYEG
RHB INSURANCE Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)
MYEG
RHB INSURANCE Skim Insurans Pembantu Rumah
MYEG
ETIQA TAKAFUL Insurans Jaminan Pekerja Asing (FWIG)
MYEG
ETIQA TAKAFUL Skim Pampasan Pekerja Asing (FWCS)
MYEG
ETIQA TAKAFUL Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)
MYEG
ETIQA TAKAFUL Skim Insurans Pembantu Rumah
MYEG
QBE INSURANCE Insurans Jaminan Pekerja Asing (FWIG)
MYEG
QBE INSURANCE Skim Pampasan Pekerja Asing (FWCS)
MYEG
QBE INSURANCE Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)
MYEG
QBE INSURANCE Skim Insurans Pembantu Rumah
MYEG
UNI ASIA GENERAL INSURANCE Insurans Jaminan Pekerja Asing (FWIG)
MYEG
UNI ASIA GENERAL INSURANCE Skim Pampasan Pekerja Asing (FWCS)
MYEG
UNI ASIA GENERAL INSURANCE Skim Kemasukan Hospital dan Pembedahan Pekerja Asing
(SKHPPA)
MYEG
UNI ASIA GENERAL INSURANCE Skim Insurans Pembantu Rumah
MYEG
ZURICH Insurans Jaminan Pekerja Asing (FWIG)
MYEG
ZURICH Skim Pampasan Pekerja Asing (FWCS)
MYEG
ZURICH Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)
MYEG
ZURICH Skim Insurans Pembantu Rumah
MYEG
BERJAYA SOMPO INSURANCE Insurans Jaminan Pekerja Asing (FWIG)
MYEG
BERJAYA SOMPO INSURANCE Skim Pampasan Pekerja Asing (FWCS)
MYEG
BERJAYA SOMPO INSURANCE Skim Kemasukan Hospital dan Pembedahan Pekerja Asing
(SKHPPA) MYEG BERJAYA SOMPO INSURANCE Skim Insurans Pembantu Rumah
MYEG
ACE JERNEH Insurans Jaminan Pekerja Asing (FWIG)
MYEG
ACE JERNEH Skim Pampasan Pekerja Asing (FWCS)
MYEG
ACE JERNEH Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)
MYEG
ACE JERNEH Skim Insurans Pembantu Rumah
Engineering
Insurance Malaysia
Construction
Insurance Malaysia
Contractors'
All Risks Insurance Malaysia
Erection
All Risks Insurance Malaysia
Public
Liability Insurance Malaysia
Workmen
Compensation Insurance Malaysia
Foreign
Worker Insurance Malaysia
Arranged
By
ACPG
Management Sdn Bhd
+603-92863323,
+6011-12239838
Construction
Insurance Malaysia
A
proven leader in the construction industry, ACPG Insurers delivers integrated
property & casualty and specialized insurance solutions which are tailored
to construction risks from:
Residential
and Commercial Projects
Civil
Engineering Projects such as pipelines, dams, roads and rail
Power
and Energy Projects of all sizes
Petrochemical
and Industrial plants
Our
unique industry practice group provides clients with a comprehensive spectrum
of products including Project Cargo, Casualty, Surety, Environmental and
Project Professional Indemnity.
Whether
you’re a Principal, Property Developer, Main Contractor, we will work
collaboratively with you and your broker to help develop seamless and effective
risk management solutions.
OUR
STRENGTHS
By
working with ACPG Insurers Construction Industry Practice, you will benefit
from our strengths which encompass:
Local
knowledge backed by global capability
Comprehensive
suite of services
Experienced
underwriting team
Dedicated
Construction Risk Engineers
Superior
Claims Handling and Administration
Consultative
approach to loss prevention and mitigation
Tailor-made
programs backed by client-centric service
Broad
coverage
Long-term
focus on client relationships
PRODUCT
RANGE
ACPG
Insurers Construction Industry Practice offers a range of products and services
including:
Contract
Works
Delay
in Start Up
General
Liability
Umbrella/Excess
Casualty Covers
Project
Professional Liability
Environmental
Pollution Liability
Contract
Surety
Construction
Risk Management Services
Marine
Cargo including DSU
Directors
& Officers Liability
Terrorism
Construction
All Risks – Builder Risk
Contractors,
property developers and principals will all benefit from this insurance, which
provides both single risk project cover and annual polices. It is available on
a standalone basis but can also be packaged with excess casualty (GL),
employers’ liability or environmental impairment liability.
PRODUCT
HIGHLIGHTS
ACPG
Insurers have a strong track record of leading the insurance of large and
complicated project contracts
ACPG
Insurers are recognised technical expertise in the sector
Our
expertise in claims handling and investigation is widely acknowledged
ACPG
Insurers seek to develop long-term relationships with clients
COVER
Our
standard cover includes contract materials and/or works.
Cover
can be extended to include:
Contractors’
plant and equipment
Delay
in start up
Non-negligent
liabilities
Public
liability
Construction
All Risks – Civil Engineering
This
insurance provides contractors involved in hydro projects, motorways, railways
and pipelines with annual cover or single risk project cover.
PRODUCT
HIGHLIGHTS
ACPG
Insurers have a strong track record of leading the insurance of large and
complicated project contracts
ACPG
Insurers are recognised technical expertise in the sector
ACPG
Insurers seek to develop long-term relationships with clients
COVER
Our
standard cover includes:
Consequences
of design
Extended
maintenance
Natural
catastrophes
Property
damage only
Primary
third party liability
Cover
can be extended to include:
Delay
in start up
Full
design
Erection
all Risks
ACPG
Insurers Erection All Risks (EAR) insurance includes the erection and
installation of electrical or mechanical plant and machinery.
It’s
ideal for mechanical and electrical contractors looking for annual contract
cover or developers, manufacturers, power and energy companies involved in
large and complex installations.
Our
target areas include construction of power plants, oil and gas facilities and
other heavy industries such as steel, aluminium and cement, as well as
traditional light engineering projects such as bottling plants and
pharmaceuticals.
PRODUCT
HIGHLIGHTS
Experience
in writing many types of risks from standard installation contracts to large
scale power and energy plants
A
strong track record of leading the insurance of large and complex project
contracts
The
capacity to cover contracts in many overseas territories
Highly
experienced risk engineers who can assist in risk management and risk
reduction, as well as ensure that standards are maintained during the erection
and installation works to help reduce losses
COVER
Our
standard EAR cover is for the erection and / or installation of electrical or
mechanical plant and machinery globally.
It
can also cover losses during the testing and commissioning prior to hand-over
and damage during the contractual maintenance period.
Cover
can be provided for movement and re-erection of machinery along with testing,
commissioning and maintenance of installed machinery.
An
‘all-risks’ cover that includes breakdown and explosion during testing and
commissioning.
Available
on contracts overseas subject to some territorial and environmental peril
limitations.
The
standard insurance offers cover for defective design under the wording and
damage to installed equipment during maintenance visits. This can be extended
to give wider defective design cover and either extended or ‘full’ or guarantee
maintenance.
Comprehensive
General Liability (CGL) Insurance
To
meet the needs of casualty insurance clients it takes underwriting skill, risk
engineering expertise and superior claims handling. These are key strengths of
ACPG Insurers.
ACPG
Insurers has a broad appetite for risk and provides public and product
liability to medium, large, and multinational businesses on a domestic and
international basis.
BENEFITS
Flexible
policies which can be tailored to client needs
Highly
experienced and dedicated casualty underwriters
Cover
is available for North American exports and domiciled companies
Casualty
Engineers with specialist expertise
Multinational
capabilities
Proven
global claims handling capabilities
Foreign
Workers Insurance
Employees
are a company's greatest asset therefore it is essential for an employer to get
their employees protected.
Being
one of the approved panel insurance companies to provide foreign workers
insurance, ACPG Insurers has three products designed to provide financial
relief for the employer in the event of death, hospitalization or repatriation
of their foreign workers.
Foreign
Workers Compensation Scheme (FWCS)
As
provided under Section 26(2) of the Workmen’s Compensation Act 1952, it is
mandatory for every employer to insure all their foreign workers employed by
the company under the Foreign Workers Compensation Scheme (FWCS).
ACPG
Insurers is one of the panel insurance companies appointed and approved by the
Ministry of Human Resources to underwrite FWCS. The scheme provides foreign
workers with personal accident and repatriation benefits during and outside of
working hours.
COVERAGE
Foreign
workers who are under the employment of the insured company will enjoy coverage
that include
Death
and disability due to an accident
Disease
arising out of and in the course of employment
Medical
expenses
Repatriation
expenses
Foreign
Workers Hospitalization & Surgical Scheme (FWHS)
Effective
1 January 2011, all foreign workers in Malaysia are required to purchase a
RM120 premium per year
Foreign
Workers Hospitalization & Surgical Scheme (FWCS) that provides RM20,000
annual coverage.
ACPG
Insurers is one of the panel insurance companies appointed and approved by the
Ministry of Health (MOH) to underwrite the FWHS.
BENEFITS
Under
the insurance policy, foreign workers will enjoy benefits that include
Daily
hospital and room board of up to a maximum of 30 days
Intensive
care unit (ICU) of up to a maximum of 15 days
Operating
theatre fees
Surgical
fees
Anaesthetist
fees
In-hospital
physician visits of up to a maximum of 30 days
In-hospital
specialist consultation visits of up to a maximum of 30 days
Ambulance
fees
Medical
report fees
Foreign
Workers Insurance Guarantee (FWIG)
Foreign
Workers Insurance Guarantee (FWIG) is a guarantee required by the Immigration
Department from the employer as a security deposit for the employment of
foreign workers (excluding Domestic Maid) under Regulation 21 of the
Immigration Regulations.
This
insurance serves as a guarantee to the Immigration Department to cover the
repatriation expenses in the event the foreign worker is required by the
authorities to be sent back to his/her country of origin during his/her course
of stay in Malaysia.
The
circumstances could arise from:-
Breach
of Immigration Act
Foreign
worker is caught involving in illegal and illicit activities such as drug,
immoral work, etc.
Employer
goes into liquidation and is unable to provide the return passage for the
foreign worker
Engineering
Insurance Malaysia
Protect
your business against unforeseen events or disruption. Select from our range of
commercial insurance products to protect your business, goods, employees, etc.
Our team of knowledgeable, experienced and dedicated staff is always on hand to
provide insurance solutions for all your business needs.
Contractors'
All Risks insurance Malaysia
Contractors'
All Risks insurance is designed to provide coverage for all parties involved in
a construction project.
There
are usually two main groups of named insured. They are the Principal and the
Contractor(s). The Principal is the party who commissions the work. The
principal will usually be the party who owns the building when completed. The
contractor is responsible for the planning and execution of the contract works.
Where nominated sub-contractors or other sub-contractors are engaged, they can
be included under the policy.
There
are two sections in this Policy:
Section
I: Material Damage
This
Section provides cover for loss or damage to the contract works caused by any
unforeseen and sudden physical loss or damage from any cause, other than those
specifically excluded.
Section
II: Third Party Liability
This
Section provides indemnity for the insured’s legal liability for accidental
bodily injury or property damage to third parties occurring in direct
connection with the contract works.
For
more sophisticated operations, you would require a specially customised
insurance program that offers maximum protection and flexibility. We ACPG team
of professional staff is well versed to provide you with all the necessary
guidance and advice.
Erection
All Risks Insurance Malaysia
Erection
All Risks Insurance is designed to provide coverage for the installation and
erection of ready-built engineering projects such as machinery, equipment or
other fittings in factories.
There
are two sections to this Policy:
Section
I: Material Damage
This
Section provides cover for loss or damage to the contract works caused by any
unforeseen and sudden physical loss or damage from any cause, other than those
specifically excluded.
Section
II: Third Party Liability
This
Section provides indemnity for the insured’s legal liability for accidental
bodily injury or property damage to third parties occurring in direct
connection with the erection works.
For
more sophisticated operations, you would require a specially customised
insurance program that offers maximum protection and flexibility.
Our
team of professional staff is well versed to provide you with all the necessary
guidance and advice.
Public
Liability Insurance Malaysia
With
increasing awareness of consumers, enterprises are exposed to a myriad of legal
liabilities arising from accidents due to acts of negligence of its employees
or representatives in the course of business.
Business
prudence requires that protection against such contingents cannot be
compromised.
With
Public Liability insurance, you have the assurance that compensation for claims
from third parties for injury or damage to their property including claimants’
costs are taken care of.
Commercial
and Business Insurance
Arranged
By
ACPG
Management Sdn Bhd
Business
Insurance
Commercial
All Risks
Commercial
Motor Vehicles
Equipment
All Risks
Fidelity
Guarantee
Group
Hospitalization
Group
Personal Accident
Money
Office
and Shop Insurance Scheme (OASIS)
Plate
Glass
Engineering
Boiler
& Pressure Vessel
Contractors’
All Risks
Deterioration
of Stock
Electronic
Equipment
Erection
All Risks
Machinery
Breakdown
Machinery
Breakdown – Loss of Profits
Machinery
& Equipment
Storage
Tank Installation
Foreign
Worker Insurance
Foreign
Worker Insurance Guarantee
Foreign
Worker Compensation Scheme (FWCS)
Foreign
Worker Hospitalization & Surgical Insurance Scheme (SKHPPA)
Liability
Comprehensive
General Liability
Directors
& Officers Liability
Products
Liability
Professional
Indemnity
Public
Liability
Warehousemen’s
Liability
Marine
Bailee
Liability
Credit
Insurance
Marine
Hull
Marine
Inland Transit
Workmen
Employer’s
Liability
Workmen’s
Compensation
ACPG
Management Sdn Bhd
Head
Office
158-3-7,
Blok 158, Kompleks Maluri,
Jalan
Jejaka, Taman Maluri, Cheras,
55100
Kuala Lumpur, Malaysia.
http://www.acpgconsultant.com
enquiry@acpgconsultant.com
+603-92863323,
+6011-12239838